SSDI Changes & Payment Schedule For 2025

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08 Jan SSDI Changes & Payment Schedule For 2025

Posted at 21:52h in Social Security Disability, Social Security Disability Benefits, SSDI Lawyer by

SSDI Changes & Payment Schedule For 2025

As we head into the new year, there are some updates being made to Social Security Disability Insurance (SSDI).  

 

 Here are the 2025 changes you should be aware of and important payment dates to keep an eye out for: 

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2025 SSDI Income Limits (SGA):

The Social Security Administration (SSA) has an income cap in place to determine who is eligible for SSDI. They call this cap “Substantial Gainful Activity” (SGA). According to the SSA, any person who can work and earn over the SGA limit is considered ineligible for SSDI. 

 

In 2025, to qualify for SSDI, you must be unemployed or working and earning under $1,620. 

 

2025 SSDI Benefit Amount increases:

The SSA modifies the benefit amount SSDI recipients earn each year based on the Cost of Living Adjustment (COLA). 

 

 

The COLA is determined by the Department of Labor. It is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The CPI-W monitors consumer buying trends and prices of goods. When the CPI-W is higher, it indicates inflation. When there is an increase in inflation, COLA increases to ensure that beneficiaries are receiving enough money to live comfortably. 

 

The 2025 COLA is 2.5%, meaning each SSDI beneficiary will see a 2.5% increase in their monthly payments. 

With this adjustment, the average SSDI payment will increase from $1,784 to $1,829. The maximum monthly payment someone can receive from SSDI will increase from $3,822 to $3,917.

These increases begin this month, January 2025!

SSDI Payment Schedule & 2025 Payment Dates:

Monthly payments may be increasing in 2025, but the SSDI payment schedule rules will remain the same.  

 

SSDI Payment Schedule: When Do I Get Paid?  

The date that you receive your benefits is dependent on what day you were born.

If your birthday is between the 1st and 10th, you receive your SSDI payments on the second Wednesday of each month. 

 

If your birthday is between the 11th and 20th, you receive your SSDI payments on the third Wednesday of each month. 

 

If your birthday is between the 21st and 31st, you receive your SSDI payments on the fourth Wednesday of each month. 

 

Exceptions: If you were approved for SSDI before May 1st 1997, you will receive your benefits on the 3rd of every month.

 

 

 

2025 SSDI Payment Dates:

January 

First Wednesday: 1/8

Second Wednesday: 1/15

Third Wednesday: 1/22

 

February 

First Wednesday: 2/12

Second Wednesday: 2/19

Third Wednesday: 2/26 

 

March

First Wednesday: 3/12

Second Wednesday: 3/19

Third Wednesday: 3/26 

 

April

First Wednesday: 4/9

Second Wednesday: 4/16

Third Wednesday: 4/23

 

May

First Wednesday: 5/14

Second Wednesday: 5/21

Third Wednesday: 5/28

 

June

First Wednesday: 6/11

Second Wednesday: 6/18

Third Wednesday: 6/25 

 

July

First Wednesday: 7/9

Second Wednesday: 7/16

Third Wednesday: 7/23

 

August

First Wednesday: 8/13

Second Wednesday: 8/20

Third Wednesday: 8/27

 

September

First Wednesday: 9/10

Second Wednesday: 9/18

Third Wednesday: 9/24

 

October

First Wednesday: 10/8

Second Wednesday: 10/15

Third Wednesday: 10/22

 

November

First Wednesday: 11/12

Second Wednesday: 11/19

Third Wednesday: 11/26 

 

December

First Wednesday: 12/10

Second Wednesday: 12/17

Third Wednesday: 12/24 

 

Not currently receiving SSDI?

Make 2025 the year you get the benefits you have earned and deserved. At Victory we’ve helped thousands of Veterans and their loved ones win their SSDI claims and appeals. 

Don’t wait to get started with your claim. Speak directly with one of our SSDI specialists today by calling 888-474-1025! For our fast and free online evaluation, click here: SSDI Evaluation

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